Welcome to this beautifully maintained Carmel gem, proudly cared for by the same owners for 27 years! Located in the highly desirable Cool Creek North neighborhood, this 4-bedroom, 2.5-bath home with a finished basement and upgraded HVAC system offers the perfect blend of charm, comfort, and modern updates. Step inside to find a thoughtfully renovated kitchen featuring granite countertops, stainless steel appliances, and a stylish backsplash. The entry and mudroom showcase heated ceramic floors, while hardwood flooring flows throughout most of the main and upper levels. One of the standout features is the stunning all-season sunroom, complete with vaulted ceilings and engineered hardwoods-a perfect space to relax or entertain year-round. You'll love the cozy gas fireplace, elegant coffered ceiling, and beautifully updated bathrooms, laundry, and mudroom. Step outside to a spacious patio topped with a Smart Pergola, ideal for enjoying the outdoors in any weather. The finished, side-load garage offers epoxy flooring and pull-down attic storage. Nearly all the windows have been upgraded to high-quality composite Anderson windows. Nestled on a gorgeous lot with mature landscaping, this home offers the rare bonus of no HOA. Truly a special find in one of Carmel's favorite neighborhoods!