Sensational opportunity to enjoy affordable living in the heart of Carmel. This completely updated home offers the desirable open-concept living, paired with an extraordinary private half-acre lot and no HOA restrictions. Step inside to find a bright, flowing floor plan featuring a dedicated front office and a light-filled sunroom overlooking the stunning backyard retreat. The beautifully updated kitchen is designed for both everyday living and entertaining, complete with an induction cooktop, breakfast bar, and seamless connection to the living and dining spaces. At the center of the home, a gorgeous gas log masonry fireplace with a stone surround and wood mantel creates a warm focal point that can be enjoyed from the family room, dining area and kitchen alike. Upstairs, you'll find four spacious bedrooms, all with brand-new carpet. The primary suite has been fully updated with a stylish new vanity and walk-in shower, while the secondary bath offers a tub/shower combination, large vanity, and additional linen storage. The backyard is truly a rare find in Carmel. Set on a private half-acre lot, the outdoor space features meticulously manicured gardens, an elegant waterfall and a beautiful fire pit area - all creating a peaceful setting. Other major upgrades include a new roof(2025) new exterior paint(2026), new interior paint(2026), new carpet(2026), a new gas hot water heater (2025) and HVAC (2020).