At $850K, this home is a rare combination of size, condition, location, & investment potential. And it's hard to find, exceptional value in East Carmel, especially at this price point! Last year, Carmel Schools, walk-out basement, homes averaged $1.72M & it's been a year since a home under $929K was even available in The Ridge at The Legacy. While this is the first 2026 Ridge listing, the Ridge outperformed the broader Carmel market the last two years... with 8.5% appreciation from 2024-2025, (& that's 2% more than in 23-24.) Excluding this home, it's been 2022 since you could find ANY Carmel Schools home, and early 2021 for any 46033 homes, with 5+ BR, a WALK-OUT lower level, aged 15 years or less, that sold for $850k or less! That's why this home's thoughtfully designed floor plan delivers exceptional Flexibility & Value. The upstairs five large bedrooms & three full baths, create an ideal layout for day-to-day living, guests, or home offices. Three seamlessly connected spaces anchor the main level, to define the heart of the home. A beautifully appointed kitchen with a massive center island, opens directly to both the Great Room-sized Family Room, & the huge sun/dining room, creating an ideal layout for entertaining & daily living. This area effortlessly extends outdoors to your deck overlooking a brick paver patio, a park like yard with mature trees, expansive lawn, & tranquil pond views. Joining this indoor & outdoor living, creates an engaged & connected experience! A 2-story foyer is access to two more flexible living spaces ideal as a sitting room, office, or for formal dining. Your walk-out lower-level features tall ceilings, large windows, a French door, flexible theater/recreation areas, and the 4th full bath. The side-load 3-car garage connects to a mudroom with lockers, bench seating, cabinetry, and the adjacent laundry. Combining location, lifestyle, value, and a desirable walk-out homesite, create a unique, & affordable opportunity to CallCarmelHome