Looking for a home with more room than an apartment, more flexibility and NO homeowners association? This bi-level may be a great opportunity, especially for a first-time homebuyer! From the entry, head upstairs to the living room, dining area, and kitchen. The kitchen is compact but very functional. Because it connects with the dining and living spaces, you can prepare meals without feeling separated from everyone else. Three bedrooms and a full bath complete the upper level. From the entry, head down to the lower ("main") level, where you will find a spacious family room with a wood-burning stove, a half bath, laundry room, utility room, storage room, and access to the attached garage. The family room is currently being used as the primary bedroom, with the storage room serving as a large walk-in closet. This setup works well for the current owners, but the space offers plenty of possibilities for the next owner. Use it as a traditional family room, teenager's getaway, home office, man cave, kids' playroom, workout room or create a combination that works for you. The seller has never used the wood-burning stove but believes it is operational. Outside, enjoy a good-sized deck overlooking a backyard with a privacy fence. Some of the important updates are already taken care of - the roof is 8 years old, HVAC is 5 years old, and the water heater is less than a year old. The seller is also providing a ONE-YEAR HOME WARRANTY for extra peace of mind. NO HOA is an added bonus! With easy access to I-465, getting around town is simple. Affordable, practical, and full of possibilities - come take a look and see how you can make this home your own!