Nestled in one of central Carmel's most coveted hidden-gem neighborhoods, where tree-lined streets, beautiful homes, and timeless charm set the scene, this character-filled home offers a rare setting on over half an acre at the end of a quiet cul-de-sac. Enjoy the best of both worlds: the charm of an established neighborhood, a prime Carmel location, and the added freedom of no HOA. Inside, you'll find charming details including oversized bay windows, coffered ceilings, brick fireplace, and built-in bookcases. The spacious kitchen features a breakfast nook and wet bar, while the large three-season room overlooks the expansive backyard and connects to generous decks perfect for entertaining. A large main floor laundry room with abundant cabinetry and utility sink adds everyday convenience. Upstairs, all bedrooms include spacious closets and the primary suite features a full soaking tub, separate shower, and skylights. The daylight basement offers bright windows and a full bath, providing additional flexible space to make your own. A huge finished three-car-plus garage with an extended bump-out, epoxy floors, and dedicated work area is a standout feature for hobbyists, projects, or extra storage. Recent updates include new water softener, and the tankless water heater, top-of-the-line Owens Corning roof and siding are five years old. A rare opportunity to enjoy space, character, and a fantastic Carmel location!